One of the many bills that homeowners have each month is one of the most important – their homeowners insurance. As many homeowners know, these premiums can get very expensive. Read ahead to learn how you could actually lower your insurance costs!
Installing a security system can lower your home insurance premium. This option is clear, the chances of your home being burgularized is significantly lowered if a house has a security system. Although installing a security system is expensive,
Do you have different insurance companies throughout your household (example, your car insurance)? Bundling insurance typically saves you money! It’s as easy as that. Request a few quotes from your local insurance companies to see how much you could start saving today.
The age of your home has an impact on your homeowners insurance. The older the house, the more likely you are to run into a problem. In addition to the age of your home, YOUR age can make an impact in your insurance costs. Senior citizens typically receive discounts on their homeowners insurance.
Did you know that if you are a smoker your homeowners insurance can go up? The answer is simple. If you smoke and choose to smoke inside, the risk of fire immediately is present. Fire restoration is extremely expensive and the risk of death is present with any fire.
Your Roof and Insurance
Your home’s protective layer – the roof – can save you money on homeowners insurance. Installing a new roof helps protect your home better and lessen the possibility of a roof leak. Leaks can lead to expensive repairs if left unattended. Metal roofs and certain shingles can lower your premium. Ask your local roofing contractor like Snap Construction what shingles will save you money on your homeowners insurance if you choose to do a replacement.
For more information on your homeowners insurance, contact your local agent. For help with projects that could help lower your premiums, like a roof replacement, contact your local construction company like Snap Construction! Call or text 612-333-7627 today for a free quote.